The State of Finance 2026 report is based on a survey done on around 500 finance professionals across Europe (CFOs, Heads of Finance, Controllers, FP&A managers, consolidation leads, and specialists). Its main aim is to understand how finance is changing, where teams are investing, and what’s holding transformation back.

Nearly 70% of respondents have over 10 years of experience, making this report a reflection of seasoned practitioners who have lived through ERP limitations, spreadsheet-heavy cycles, and complex multi-entity reporting. Their answers offer a grounded view of what modern finance really looks like today - not theory, but day-to-day reality.

The research explores:

• Strategic priorities for the next 12–18 months: automation, digital transformation, forecast accuracy, and cost control
• Technology investments shaping the finance stack: analytics, RPA, AI/ML, data governance, cloud, and cybersecurity
• AI adoption and readiness: who’s experimenting, who’s scaling, and what still limits trust
• The state of FP&A processes: data quality, disconnected systems, slow cycles, scenario gaps
• External pressures: inflation, regulation, talent shortages, geopolitical risk
• How trends differ by company size, from spreadsheet-driven SMEs to enterprise-level finance architectures

Together, these insights reveal a function in transition: ambitious, under pressure, and moving steadily toward connected, automated, and intelligence-driven planning.

Download the full report to access the complete analysis, charts, and benchmarks.

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